SAAN AABOT ANG P100 PESOS MO? - Making Sense of Pesos

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Monday, December 30, 2019

SAAN AABOT ANG P100 PESOS MO?

New Year na, may ipon at investments ka na ba? 

Mahal nga ba talaga ang mag-save at mag-open ng savings account as well as mag-invest? No, hindi mo kelangang maging mayaman para makapag-save and invest. 


For as low as P50-P100 makakapag-open ka na nga ng savings at investment account. 




Here I'll show you how you can open a savings/investment as low as P100 pesos!


  • BDO Junior Savers Account - Perfect sa mga katulad kong nanay!

1. Go to your nearest BDO branch.

2. Present the requirements: Php100.00 pesos, NSO Certified True Copy of Birth Certificate of your child, 2 Valid Government ids of parents or guardians & 1x1 picture.
3. Fill up forms and deposit the initial Php100.00 pesos.
4. Get the BDO Junior Savers passbook and check if all information is correct. 

Maintaining Balance is P100 only! As early as 1 month old pwede na magkaron ng savings account si bagets!



  • For OFW, open a BDO Kabayan Savings Account - Perfect sa mga OFW na walang savings account dito sa Pinas. This also serves as a remittance.

To open a BDO Kabayan Savings Account, you need to prepare:

1. Initial Deposit of P100 only.
2. One (1) 1×1 ID picture and (1) Valid ID

Just remember that a BDO Kabayan Savings account maintaining balance is ZERO but needs to have atleast 1 remittance a year. If the account is not receiving remittance in a year, it will be converted to a normal savings account (minimum balance of P10K). Read more here.



  • Cebuana Lhuillier's Micro Savings Account - Cebuana Lhuillier Micro Savings aims to provide easier banking access to Filipinos. The product is almost the same with any regular savings account in the philippines and doesn’t require a maintaining balance.

Go to any of Cebuana Lhuillier's 2,500 branches nationwide and fill-out the Client Customer Information File Sheet and bring the following:


1. 1 Government issued ID. Birth Certificate (applicable to minors only)

2. P50 minimum initial deposit.
3. P100 card fee (for clients w/o 24k card)


How to deposit?
1. Fill-out the form indicating the money you will deposit and give it to the branch personnel

2. Insert your 24k card in the PIN pad
3. Get the completed deposit slip

Read more here.


  • Gcash Save is an in-app savings account powered by CIMB Bank Philippines, one of the leading ASEAN banks. It allows semi-verified* and fully verified GCash users register to a savings account that yields 3.0% interest rate – 10x higher that the usual bank account in the Philippines. 

*No maintaining balance required
*No minimum amount to earn interest

How to open an account:
1. Verified Gcash account. 
2. Click on 'Save Money'. 
3. Upload one (1) valid ID and one actual picture. 
4. Fill out information. 
5. Notification for the approval is via sms or email. It took me about less than 10 mins to be approved.
You don't actually need to have an initial deposit just to open an account. 

  • GCash Invest Money partners with ATRAM Trust Corp so you can invest for a minimum of P50! Read more about ATRAM here.

Requirements:
1. Verified GCash account & P50 funds
2. Click on the Invest Money button to register
3. You should receive notification via SMS and email
4. Go back to Invest Money, select an investment fund and follow the next necessary steps so subscribe and fund in Gcash Invest Money.

Gcash Invest Money users will be able to invest on Money Market Fund with these easy steps. If you are a moderate-risk investor, this one is perfect for you.

  • Sun Life Mutual Fund - Sun Life now offers investing to Money Market for as low as P100. Usually may promo sila for P500 only but this one is their ongoing promo. The regular rate of opening a mutual fund from Sun Life is P5K.

What you need to do?
- A selfie and P100 only!

- Fillup the online application form here www.sunlifefunds.com
- To qualify for the promo the client must open a Sun Life Prosperity Fund mutual fund investment account

Remember, you don't need to have a big amount to save. Make time to save and invest now!


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